The goal of the Penefit is to allow you to participate in as many Loyalty/Rewards programs as you desire ("Purpose") Penefit understands the key is by protecting your personal information that you have provided to Penefit ("Personal Data"). Penefit allows you to participate in brand owner programs by giving all parties the best of all worlds.
Although you are not obliged to provide us with your Personal Data, you will not be able to enjoy the Penefit service, where the Personal Data is what is required to establish a Penefit Account, if you fail to provide all requested information.
Your Personal Data may be disclosed to Brand Owner whom you are enrolled in their program with Penefit, which exists or is formed from time to time for the Purpose or to fulfill some legal or regulatory function or is reasonably required in the interest of the Loyalty/Rewards programs. Only Brand owners with whom you enrolled with can advertise and make offers on your private rewards statement page. If a Brand Owner becomes bothersome in its interaction with you through Penefit, you can turn them off without leaving their rewards program. You have complete control over your relationship and communication with each Brand Owner.
Please be informed that your Personal Data may also be transferred to Brand Owner which may be located outside country for the Purpose.
We may also use your Personal Data to interact directly with you for a specific purpose, such as resolving a problem that you may have with your Penefit account.
We will not divulge any of your Personal Data or non-personal Data to any third party organization for marketing, research or promotional purposes without your consent.
We may also disclose your Personal Data where such disclosure is required under the law, court orders or pursuant to guidelines issued by regulatory or other relevant authorities, if we reasonably believe that we have a lawful right to disclose your Personal Data to any third party or that we would have had your consent for such disclosure if you had known of the same, and/or if the disclosure is in the public interest.
We trust that you will consent and agree to the terms above with respect to the processing of your Personal Data.
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